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PEER-TO-PEER LENDING

Loans from people to other people.
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Suomen Vahvimmat Platina The annual percentage rate of interest is determined based on the applicant’s credit rating and the chosen payment terms. The loan term varies between 2 to 5 years. The nominal interest rate is between 6-27%. The annual percentage rate of interest varies from 14,99% to 50,00%. Example: A loan amount of 5 000 €, the loan period is 2 years and the nominal interest rate is 14%, the transaction fee 5,50 €/month, the opening fee 375 € and the brokerage fee 200 €. The effective annual interest rate is 31,91%, making the monthly instalment 253,90 € and the total amount to be paid 6093,54 €.

PEER-TO-PEER LENDING – LOANS FROM PERSON TO PERSON

Throughout history, people have borrowed from each other. This is exactly what peer-to-peer loans are all about. Fixura brings together applicants and lenders, offers them a platform for agreeing on loan terms and conditions and takes care of all the necessary paperwork on their behalf. This makes lending very easy for both parties. Because peer-to-peer loans consist of actual, existing funds, they also promote a more stable and safe national economy. Fixura is the oldest company offering peer-to-peer loans in Finland.

IT MAKES SENSE TO COMPARE LOANS

You can save money by comparing loans. The terms of various loan providers, including instant loan companies, traditional banks, online banks and peer-to-peer loan providers may vary considerably. When comparing loans, it is important to focus on the annual percentage rate of interest, which indicates the actual cost of the loan. Compare different loans, choose a loan amount to suit your needs and apply for a loan with no collateral required today!

Why invest in peer-to-peer loans?

GREAT RETURN ON INVESTMENT WITH MODERATE RISKS

Fixura's average annual return on investment rate has been 8.3%, which is an excellent result in the current interest investment market.

NO-FUSS INVESTMENT

Once you have created your investment account and selected your criteria, the system automatically invests your money. You get to sit back and enjoy the results.

COMPOUND INTEREST

By re-investing the accrued interest, you can benefit from the compound interest effect.

READ MORE ON INVESTING

*Average annual return on investment rate excluding expenses and credit loss between 2010 and 2017.