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A RISK-FREE LOAN FOR UNEXPECTED EXPENSES

A RISK-FREE LOAN FOR UNEXPECTED EXPENSES

One of the cheapest on the market. Safe.

CHOOSE LOAN AMOUNT AND TIME

CHOOSE LOAN AMOUNT AND TIME

1 000 EUR 10 000 EUR
24 mon 60 mon
0€/month

Openingfee
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Total to be paid from
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Effective Interest Rate from
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Fees in Total from
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Interest Principal Fees Monthly payment Principal left

The final annual interest rate is based on the credit classification of the loan applicant and on chosen loan conditions. Example: Loan amount 5 000€, 2 years and nominal interest rate 14%, Transaction fee/month 5,50€, Opening fee: 375€, Total costs 907€. The effective annual interest rate is 31,91%. The instalments together are 6 093,54€. The loan term varies between 2-5 years. The nominal annual rate for loans mediated by Fixura is between 6-27%. The effective annual interest rate varies between 14,99% - 50,00%.

 

Please note, to be able to apply for a loan with Fixura, borrowers need to have a Finnish social security number and internet bank codes to a Finnish bank.

WHY DO A LOT OF PEOPLE BORROW THROUGH FIXURA?

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SIMPLE

It only takes a few minutes to fill out the loan application and you can sign the loan agreement electronically. The money will be on your account in a few banking days.

 

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RELIABLE

Fixura is a 100% Finnish and a reliable loan partner that has been operating since 2010.

 

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AFFORDABLE

We always find the most affordable loan for you - the interest rate starts from 6%. You always get the loan without security.

 

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NO HIDDEN COSTS

All costs are mentioned clearly, no unpleasant surprises.

 

WE DO NOT REQUIRE SECURITIES OR GUARANTORS FOR A LOAN

You can easily apply for a 1 000 – 10 000 euro loan through Fixura without securities or guarantors. If you have regular income and no payment no credit default, you can apply for a loan. The loan interest rate is 6-27%. The loans are often more affordable than loans from other loan providers, because they come straight from private lenders. The final interest rate of the loan is based on the credit rating of the applicant and on the interest rate offers of the lenders

A LOAN FROM FIXURA PAYS OFF – SAVES YOUR MONEY

 

A FIXURA LOAN FOR DIFFERENT EXPENSES

A Fixura loan without securities could finance for example renovations, trips and even new glasses. The repayment term can be up to 60 months. You decide how much you borrow and how much you are prepared to pay for your loan each month. Completing the loan application is fast and you do not commit to accepting the loan. You can take your time to familiarize yourself with the loan offer from the lender.

COMBINE YOUR SMALL LOANS AND SAVE MONEY

If you already have many small consumer loans with high interest rate you can apply for a loan with one of the lowest interest rates on the market through Fixura to combine these and pay off the other loans. By doing so, your interest expenses are lowered and you save money every month. You save repayment costs by combining loans and by paying off small loans quickly. Remember not to let the amount of small loans and interest rates on them grow too high! It is financially smart to combine loans.

 

CHECKLIST BEFORE YOU MAKE AN APPLICATION

We know that your time is precious, check these before you submit your application to avoid waste of time.

 

 

 

vakuudeton laina You are 21-68-years old
vakuudeton lainaYou have internet bank codes to a Finnish bank
vakuudeton lainaYou have been living permanently in Finland for more than three years
vakuudeton laina You have regular income
vakuudeton lainaYou do not have any credit defaults

 

 

 

APPLY FOR A LOAN

 

 

COMPARING LOANS PAY OFF

Paying monthly interest fees for payday loans might get expensive sooner than you think. Therefore it pays off to compare other alternatives. Additionally to payday loan companies (pikavippi companies) it is also possible to get loans from traditional banks and from internet banks. Foreign banks and financial institutes are considered as internet banks. It is important to compare the annual percentage rate because it gives information about the total cost of the loan. It is also important to remember that services that compare loans often do not include all financing providers and the services typically favour certain loan providers.

DO YOU STILL HAVE QUESTION ABOUT THE LOAN?

  Contact us through the chat or info@fixura.fi