Questions? Feedback? powered by Olark live chat software

APPLY FOR A LOAN

Fair loans from one person to another.
Choose a monthly payment that suits your needs – we'll send you an offer ASAP!
0 €
0 months
from:0€/month*
Apply now

Requesting an offer is not a commitment

Suomen Vahvimmat Platina The annual percentage rate of interest is determined based on the applicant’s credit rating and the chosen payment terms. The loan term varies between 2 to 5 years. The nominal interest rate is between 6-27%. The annual percentage rate of interest varies from 14,99% to 50,00%. Example: A loan amount of 5 000 €, the loan period is 2 years and the nominal interest rate is 14%, the transaction fee 5,50 €/month, the opening fee 375 € and the brokerage fee 200 €. The effective annual interest rate is 31,91%, making the monthly instalment 253,90 € and the total amount to be paid 6093,54 €.

WHY DO A LOT OF PEOPLE BORROW THROUGH FIXURA?

seteli

SIMPLE

It only takes a few minutes to fill out the loan application and you can sign the loan agreement electronically. The money will be on your account in a few banking days.

 

salkku

RELIABLE

Fixura is a 100% Finnish and a reliable loan partner that has been operating since 2010.

 

kayra

AFFORDABLE

We always find the most affordable loan for you – the interest rate starts from 6%. You always get the loan without security.

 

saastopossu

NO HIDDEN COSTS

All costs are mentioned clearly, no unpleasant surprises.

 

 

WE DO NOT REQUIRE SECURITIES OR GUARANTORS FOR A LOAN

You can easily apply for a 1 000 – 10 000 euro loan through Fixura without securities or guarantors. If you have regular income and no payment no credit default, you can apply for a loan. The loan interest rate is 6-27%. The loans are often more affordable than loans from other loan providers, because they come straight from private lenders. The final interest rate of the loan is based on the credit rating of the applicant and on the interest rate offers of the lenders

CHECKLIST BEFORE YOU MAKE AN APPLICATION.

vakuudeton laina You are 21-68-years old
vakuudeton laina You have internet bank codes to a Finnish banktunnukset
vakuudeton laina You have been living permanently in Finland for more than three years
vakuudeton laina You have regular income
vakuudeton lainaYou do not have any credit defaults

 

APPLICATION PROCESS

launaan haky1

1. Loan amount

Select loan amount and instalment term.

 

lainaan haku2

2. Application

Fill in the application online.

 

lainan haku3

3. Loan decision

You get a loan decision and an offer that you can accept or reject.

 

lainan haku4

4. Lift the loan

Accept the offer and the money will be on your account within 1-2 workdays.

 

A FIXURA LOAN FOR DIFFERENT EXPENSES

A Fixura loan without securities could finance for example renovations, trips and even new glasses. The repayment term can be up to 60 months. You decide how much you borrow and how much you are prepared to pay for your loan each month. Completing the loan application is fast and you do not commit to accepting the loan. You can take your time to familiarize yourself with the loan offer from the lender.

COMBINE YOUR SMALL LOANS AND SAVE MONEY

If you already have many small consumer loans with high interest rate you can apply for a loan with one of the lowest interest rates on the market through Fixura to combine these and pay off the other loans. By doing so, your interest expenses are lowered and you save money every month. You save repayment costs by combining loans and by paying off small loans quickly. Remember not to let the amount of small loans and interest rates on them grow too high! It is financially smart to combine loans.

IT MAKES SENSE TO COMPARE LOANS

You can save money by comparing loans. The terms of various loan providers, including instant loan companies, traditional banks, online banks and peer-to-peer loan providers may vary considerably. When comparing loans, it is important to focus on the annual percentage rate of interest, which indicates the actual cost of the loan. Compare different loans, choose a loan sum to suit your needs and apply for a loan with no collateral required today!

APPLY FOR A LOAN

DO YOU STILL HAVE QUESTIONS ABOUT THE LOAN?

  Read our FAQ

  Contact us through the chat or info@fixura.fi